Why financial planning matters at every stage of your career
Developing a financial plan with a qualified advisor ensures that your plan is specific to you, no matter where you are in your career. During the planning process, your financial advisor will:
As a NACDA and Affiliates member, you receive this service for no fee. You may choose whether to implement the recommendations of your financial professional, some of which may result in fees or charges for financial products that you may wish to buy. There is no obligation to make purchases or continue an ongoing relationship with your Ameritas financial professional.
Your information will be used exclusively for GamePlan and will not be shared for any other purposes.
Stages of life and financial planning strategies
Financial planning is essential at every stage of life. Whether you’re just starting your career, building a family or preparing for retirement, having a tailored financial plan can help you achieve your goals and secure your future. Here are some examples that this service can help with:
EARLY CAREER
Budgeting and saving:
Create a budget, start saving early and build an emergency fund.
Debt management:
Manage student loans and other debts effectively.
Insurance coverage:
Ensure you have adequate life and disability insurance coverage.
FAMILY BUILDING
Home ownership:
Plan for purchasing a home and managing mortgage payments.
Education savings:
Save for your children’s education through dedicated savings plans.
Investment basics:
Begin investing to grow your wealth over time.
MID-CAREER
Investment diversification:
Diversify your investment portfolio to balance risk and reward.
Retirement contributions:
Increase contributions to retirement accounts and review your retirement goals.
Estate planning:
Create or update your will and consider estate planning options.
PRE-RETIREMENT
Debt reduction:
Pay down debts to reduce financial burdens in retirement.
Healthcare planning:
Evaluate long-term care and healthcare needs.
Retirement lifestyle:
Plan for how you want to spend your retirement years financially.
RETIREMENT
Income management:
Ensure a steady income stream through pensions, savings and investments.
Expense management:
Monitor and manage your expenses to maintain financial stability.
Legacy planning:
Plan for the distribution of your assets and leave a financial legacy.
Ready to get started?
Working with an Ameritas professional can help you find ways to save, reduce risk of loss and plan for your future.
Call us at 800-319-6301 or email us at gameplan@ameritas.com.
About Ameritas
Ameritas provides the products and services you need to develop your comprehensive financial plan. As a mutual organization, we serve the best interests of our policyholders and members, not outside stockholders. Since 1887, we’ve been free to think long-range and invest in sustainable growth to deliver on our promises. Our tradition of financial stability is backed by our group ratings. These are a few of the many reasons NACDA partnered with Ameritas to offer you GamePlan.
Learn more about Ameritas and our mission of fulfilling life.
Representatives of Ameritas do not provide tax or legal advice. Please refer clients to their tax advisor or attorney regarding their specific situation.
Securities offered through affiliate Ameritas Investment Company, LLC (AIC), member FINRA/SIPC. Financial planning and investment advisory services offered through affiliate Ameritas Advisory Services, LLC (AAS).
AIC and AAS are under common ownership and control of Ameritas Life Insurance Corp.