Helping Clients with Variable Annuities

Variable annuities can be an integral part of a client’s long-term retirement planning strategies. Variable annuities from Ameritas provide the benefit of tax-deferral, professionally managed investment options, a guaranteed death benefit and potential guaranteed retirement income.*

The performance of the investment options available in variable annuities is a critical element of the product. See investment option performance and prospectus information related to each Ameritas variable annuity.

Clients should always read the prospectus before investing in variable annuities to make sure they understand the risks and charges involved.

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A closer look at the product

Ameritas Advisor No-Load VA

Good for clients looking for reduced expenses in their annuity portfolio and are willing to take on long-term market risk.

See more details about Advisor No-Load VA.

Competitive features

  • Fee-based annuity, designed with RIAs in mind.
  • Features one of the industry’s lowest M&E charges of just 0.45% (0.80% maximum) and no sales loads.
  • No withdrawal charges so clients have 100% liquidity from day one.
  • Online trading and list trading up to 50 policies at a time with no limit on the number of transfers.**
  • More than 70 investment options, including funds from Vanguard, Dimensional Fund Advisors and American Funds.

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Call the Ameritas sales support team at 800‑319‑6903 for illustration and product support.

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* Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. and do not apply to the investment performance or account value of the underlying variable portfolios.

** Contractually, we reserve the right to charge a $10 fee for each transfer after 15 transfers in a policy year and there may be restrictions on excessive trading.

In approved states, Ameritas Advisor No-Load VA (form 6150; in Oregon forms 6150 OR and 6150 OR (UNI)) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate, Ameritas Investment Company, LLC.

Variable annuities are suitable for long-term investing and are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies on this website. Read the prospectuses carefully before investing.

Policy and riders may vary and may not be available in all states. Not all riders can be used in combination.