Variable Annuities
A variable annuity issued by Ameritas Life Insurance Corp. may help you overcome today’s retirement challenges by providing the potential for higher returns through investment in a diverse portfolio and a lifetime income stream.
Designed with you in mind.
Consider a variable annuity for market growth potential and guaranteed2 retirement income.
What is a variable annuity?
A variable annuity can be an integral part of your long-term retirement planning strategy. It allows you to invest in a selection of professionally managed investment options within the annuity contract. The value of the annuity can fluctuate based on the performance of the underlying investments and is commonly used as a retirement savings vehicle due to its tax-deferred growth potential.
Tax-deferred growth refers to the advantage of an investment or retirement account where taxes on earnings are postponed until withdrawals are made, allowing the investment to potentially grow faster over time due to compounding.1
Money that lasts as long as you do
Money that lasts as long as you do
Compared to earlier generations, people today are living longer, healthier lives. That means the money you have for retirement needs to last longer too.
When you’re ready to start spending the money in your annuity, you decide how often and for how long you’d like to receive payments. You may be able to choose to have payments last the rest of your life, which guarantees that you won’t outlive your money.
Our variable annuity products
Ameritas Life Insurance Corp. offers variable annuities with long-term, tax-deferred growth potential and guaranteed income. They also help you find the balance between reduced expenses, liquidity options and low-cost riders to better align with your financial objectives.
How do I get a variable annuity?
If you think a variable annuity might be a good fit for your situation, reach out to your financial professional or we can help you find one.
1 Withdrawals of policy earnings are taxable and, if taken prior to age 59½, a 10% penalty tax may also apply. The information presented here is not intended as tax or other legal advice. For application of this information to your specific situation, you should consult an attorney.
2 Guarantees are based upon the claims-paying ability of Ameritas Life Insurance Corp. and do not apply to the investment performance or account value of the underlying variable portfolios.
Variable annuities are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Company, LLC. Variable annuities are suitable for long-term investing and are subject to investment risk, including possible loss of principal. Before investing, carefully consider the investment objectives, risks, fees, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies on this website. Read the prospectuses carefully before investing.
Policy and riders may vary and may not be available in all states. Not all riders can be used in combination.