Financial Strength

Ameritas is built on a foundation of financial strength and stability – empowering us to make good decisions for the right reasons, giving customers confidence in an important relationship. It’s all about being there when we’re needed.

Download our Annual Report.

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Fulfilling life. It’s our company’s purpose, and a job we take very seriously.

It’s also the promise we make to everyone who entrusts us with some part of their life through an Ameritas relationship. Even in the best of times, we’re focused on maintaining the strength and stability that backs each customer’s investment in the future — made with our help.

 

What we can do for you

Ameritas provides insurance and financial products to individuals and businesses, including life insurance, annuities and individual disability income insurance; group benefits, including dental, vision and hearing care insurance; retirement plan services and products; comprehensive financial strategies; and public finance services.

And it’s easier than ever to work with us. Smart investments in new technology and processes, our facilities and our people are powering the creation of new products, new digital tools for financial professionals, and new customers in expanding markets.

A solid foundation for fulfilling life

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Our fast-changing world is driven by powerful trends and new technologies that offer great opportunities, but also require smart decisions. One of the few things we can really be certain of is that business will be conducted very differently in the not-distant future.

Ameritas intends to be ready. Transformation and flexibility are woven into our systems, our processes, our culture. We plan to be here for our customers, and for the fast-growing network of financial professionals who serve them. And we thrive by remembering what we’re known for – financial strength and organizational stability.

Sue Wilkinson

Sue Wilkinson

President and Chief Operating Officer

Sue Wilkinson

Sue Wilkinson

President and Chief Operating Officer

Read about our diversified business model, readiness, and a commitment to helping customers in the most recent issue of Financial Strength and Stability.
Then get the rest of our story from our Annual Report.

Our mutual advantage

Founded more than a century ago, we continue to grow organically and through acquisitions, and now serve 6 million customers with insurance, financial services and employee benefits. Being a mutual-based organization, we focus on our customers’ interests rather than investment analysts and stockholders – making smart, long-term decisions meant to benefit the individuals, families and businesses who rely on our products and services. We’re also committed to sustainable growth that will help us keep promises for generations to come.

 

Ameritas by the numbers

$30.7B

GAAP assets

$3.2B

GAAP members’ equity

$3.2B

GAAP revenues

$159.3M

GAAP pretax operating income

$28.6B

GAAP assets

$2.7B

GAAP members’ equity

$2.6B

GAAP revenues

$97.2M

GAAP pretax operating income

$32.0B

GAAP assets

$4.1B

GAAP members’ equity

$3.0B

GAAP revenues

$206.1M

GAAP pretax operating income

Industry ratings and more

Our commitment to long-term sustainable growth and protecting the resources in our care is reflected in our consistently strong financial ratings. Our ratings say a lot about the way we do business. The strength of our balance sheet, conservative risk management practices and a favorable business profile all support our reputation as a financially secure organization.

A+ Strong

Standard & Poor’s

A+ (Strong) for insurer financial strength. This is the fifth highest of Standard & Poor’s 21 ratings assigned.

S&P analysis (Feb. 28, 2024)

A Excellent

AM Best

A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings assigned.

AM Best news release (May 15, 2024)

AM Best analysis (August 1, 2024)

2023 financial statement

Ameritas Mutual Holding Company GAAP financial statement

2023 statutory filings

Ameritas Life Insurance Corp.

Ameritas Life Insurance Corp. of New York

Ameritas Life Insurance Corp. Separate Accounts

Ameritas Life Insurance Corp. of New York Separate Accounts

Important disclosure information. The ratings assigned to Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York provide an independent opinion of each insurer’s financial strength and ability to meet ongoing insurance policy and contract obligations. Standard & Poor’s and AM Best are recognized among the top authorities in analyzing insurance companies. Ratings are current as of June 2023 and subject to change.

*Ameritas Mutual Holding Company’s ratings by Standard & Poor’s include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.

For the latest Best’s credit rating, access www.ambest.com.

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Best’s Ratings are under continuous review and subject to change and/or affirmation. To confirm the current rating, please visit the AM Best website, www.ambest.com.