Compass Index Annuity, a flexible premium deferred indexed annuity from Ameritas Life Insurance Corp., helps you limit your downside risk and gives you an interest rate linked, in part, to the upside potential of the market.*
Protect your retirement assets from market downturns, and help eliminate the risk of outliving your retirement income with a guaranteed source of income for as long as you live–regardless of your policy value. For more information, please refer to the GLWB Rider Client brochure.
Your insurance and financial representative can provide more information and can assist you in obtaining a Compass Index Annuity to help meet your needs. For more information see our product brochure.
*Equity indexed annuities not securities; you are not investing in stocks or in the index itself. Therefore, credited interest does not include dividends paid by companies included in the relevant index. May not be available in all states.
**Guarantees are based on the claims paying ability of the issuing company.
*** Withdrawals from tax-deferred annuities are taxed as ordinary income. For individuals less than age 591⁄2, IRS Penalties may apply. Withdrawals from IRAs or other qualified plans must be sufficient to meet minimum distribution requirements beginning at age 701⁄2.
Compass Index Annuity (Form 2704 10-11) and Guaranteed Lifetime Withdrawal Benefit Rider (form GLWBIA) are issued by Ameritas Life Insurance Corp. in approved states. Policy, rider, and features may not be available in all states.
Standard & Poor’s 500™ Index is comprised of 500 stocks representing major U.S. industrial sectors. S&P 500® and Standard & Poor’s 500™ are trademarks of Standard & Poor’s and have been licensed for use by Ameritas Life Insurance Corp. The product is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s does not make any representation regarding the advisability of investing in the product.
The Russell 2000® Index is a trademark of the Russell Investment Group ("Russell") and has been licensed for use by Ameritas Life Insurance Corp. Compass Index Annuity is not sponsored, endorsed, sold or promoted by Russell and Russell makes no representation regarding the advisability of purchasing the product. Russell Investment Group is the source and owner of the trademarks, service marks and copyrights related to the Russell Indexes. Russell® is a trademark of Russell Investment Group.
The MSCI EAFE® is a service mark of MSCI and has been licensed for use by Ameritas Life Insurance Corp. Compass Index Annuity is not sponsored, endorsed, sold or promoted by MSCI and MSCI makes no representation regarding the advisability of purchasing the product. The product contract contains a more detailed description of the limited relation ship MSCI has with Ameritas Life Insurance Corp.